Knowledgewise
The Changing Face of Agricultural Credit in India: Beyond Traditional Loans
For decades, agricultural credit in India was largely associated with seasonal crop & traditional loans Farmers borrowed before sowing, repaid after harvest, and repeated the cycle every year While that system still plays an important role, India’s agricultural economy has changed dramatically over the last few years Agriculture today is no longer limited to cultivation alone It now...
Can Alternative Data Become the Future of Agricultural Lending?
Agriculture has changed significantly over the last decade, but agricultural lending systems are still evolving to match the pace of transformation Traditional lending models have largely depended on lengthy paperwork, manual verification, and collateral-heavy processes While these systems have worked for years, they often struggle to meet the speed and flexibility required in today’s...
