Loan Against Property (Secured Loan)
- Loan against any property for business or personal needs.
- Tenure up to 15 years | Amount ₹5 lakh–₹5 crore.
Warehouse Receipt Finance
- Short-term working capital loan against agri stocks stored in warehouses.
- Loan up to ₹10 crore | LTV up to 75%.
Invoice Bill Discounting
- Convert sales invoices into immediate cash to maintain business cash flow.
- Tenure 12 months | Credit line up to 90 days | Amount up to ₹10 crore.
Farmer Financing
- Financing for agri inputs like seeds, fertilizers, and working capital for farmers/FPOs.
- Loan amount varies by crop | Quick, timely disbursement.
Solar Financing
- Loan for purchase and installation of solar power systems.
- Up to ₹7.5 lakh (60 months, unsecured) | Up to ₹25 lakh (84 months, secured).
Wish to apply for a loan with us, please fill in the few details and we will get back to you at the earliest:
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Who we serve
At Agriwise, our primary focus is to provide credit services to key stakeholders of the agricultural value chain.Our gamut of offerings includes:
B2B credit:
We provide financial assistance to MSMEs in the agriculture sector, such as Farmer Producer Organisations (FPOs), input distributors, retailers, agri infrastructure developers, farming equipment providers, etc.
B2B2C credit:
Through this channel, we support agriculturists who are engaged in contractual farming for food and beverage companies, in addition to those involved in onlending arrangements with other agricultural financiers.B2B2C credit:
Through this channel, we support agriculturists who are engaged in contractual farming for food and beverage companies, in addition to those involved in onlending arrangements with other agricultural financiers.
B2C credit:
To augment the livelihood of progressive farmers, we offer transparent credit to support future-forward projects, including greenhouse/polyhouse development, automated drip irrigation, mechanised dairy, poultry or livestock farms, hydroponics, aeroponics, floriculture, and portable farm equipment.
Knowledgewise
Can Alternative Data Become the Future of Agricultural Lending?
Agriculture has changed significantly over the last decade, but agricultural lending systems are still evolving to match the pace of transformation Traditional lending models have largely depended on lengthy paperwork, manual verification, and collateral-heavy processes While these systems have worked for years, they often struggle to meet the speed and flexibility required in today’s...
Reinventing MSME Finance: How NBFCs Are Driving the Next Credit Revolution
India’s MSME sector is often described as the backbone of the economy, and rightly so With millions of enterprises, MSMEs contribute significantly to employment, exports, and industrial output “As of December 2025, over 730 crore MSMEs were registered across India through the official Udyam Registration Portal and Udyam Assist Platform, including approximately 437 crore registrations on...
