Loan Against Property (Secured Loan)
- Loan against any property for business or personal needs.
- Tenure up to 15 years | Amount ₹5 lakh–₹5 crore.
Warehouse Receipt Finance
- Short-term working capital loan against agri stocks stored in warehouses.
- Loan up to ₹10 crore | LTV up to 75%.
Invoice Bill Discounting
- Convert sales invoices into immediate cash to maintain business cash flow.
- Tenure 12 months | Credit line up to 90 days | Amount up to ₹10 crore.
Farmer Financing
- Financing for agri inputs like seeds, fertilizers, and working capital for farmers/FPOs.
- Loan amount varies by crop | Quick, timely disbursement.
Solar Financing
- Loan for purchase and installation of solar power systems.
- Up to ₹7.5 lakh (60 months, unsecured) | Up to ₹25 lakh (84 months, secured).
Wish to apply for a loan with us, please fill in the few details and we will get back to you at the earliest:
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Who we serve
At Agriwise, our primary focus is to provide credit services to key stakeholders of the agricultural value chain.Our gamut of offerings includes:
B2B credit:
We provide financial assistance to MSMEs in the agriculture sector, such as Farmer Producer Organisations (FPOs), input distributors, retailers, agri infrastructure developers, farming equipment providers, etc.
B2B2C credit:
Through this channel, we support agriculturists who are engaged in contractual farming for food and beverage companies, in addition to those involved in onlending arrangements with other agricultural financiers.B2B2C credit:
Through this channel, we support agriculturists who are engaged in contractual farming for food and beverage companies, in addition to those involved in onlending arrangements with other agricultural financiers.
B2C credit:
To augment the livelihood of progressive farmers, we offer transparent credit to support future-forward projects, including greenhouse/polyhouse development, automated drip irrigation, mechanised dairy, poultry or livestock farms, hydroponics, aeroponics, floriculture, and portable farm equipment.
Knowledgewise
Why Warehouse Receipt Finance Could Become India’s Most Important Post-Harvest Financial Tool
Harvest season should ideally be the most rewarding time for farmers and agri-traders But in reality, it often becomes the most financially stressful Why Because the moment crops arrive in the market, prices tend to come under pressure Supply increases rapidly, storage access remains uneven, and many farmers are forced to sell immediately, not because they want to, but because liquidity...
The Changing Face of Agricultural Credit in India: Beyond Traditional Loans
For decades, agricultural credit in India was largely associated with seasonal crop & traditional loans Farmers borrowed before sowing, repaid after harvest, and repeated the cycle every year While that system still plays an important role, India’s agricultural economy has changed dramatically over the last few years Agriculture today is no longer limited to cultivation alone It now...
