Loan Against Property (Secured Loan)
- Loan against any property for business or personal needs.
- Tenure up to 15 years | Amount ₹5 lakh–₹5 crore.
Warehouse Receipt Finance
- Short-term working capital loan against agri stocks stored in warehouses.
- Loan up to ₹10 crore | LTV up to 75%.
Invoice Bill Discounting
- Convert sales invoices into immediate cash to maintain business cash flow.
- Tenure 12 months | Credit line up to 90 days | Amount up to ₹10 crore.
Farmer Financing
- Financing for agri inputs like seeds, fertilizers, and working capital for farmers/FPOs.
- Loan amount varies by crop | Quick, timely disbursement.
Solar Financing
- Loan for purchase and installation of solar power systems.
- Up to ₹7.5 lakh (60 months, unsecured) | Up to ₹25 lakh (84 months, secured).
Wish to apply for a loan with us, please fill in the few details and we will get back to you at the earliest:
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Who we serve
At Agriwise, our primary focus is to provide credit services to key stakeholders of the agricultural value chain.Our gamut of offerings includes:
B2B credit:
We provide financial assistance to MSMEs in the agriculture sector, such as Farmer Producer Organisations (FPOs), input distributors, retailers, agri infrastructure developers, farming equipment providers, etc.
B2B2C credit:
Through this channel, we support agriculturists who are engaged in contractual farming for food and beverage companies, in addition to those involved in onlending arrangements with other agricultural financiers.B2B2C credit:
Through this channel, we support agriculturists who are engaged in contractual farming for food and beverage companies, in addition to those involved in onlending arrangements with other agricultural financiers.
B2C credit:
To augment the livelihood of progressive farmers, we offer transparent credit to support future-forward projects, including greenhouse/polyhouse development, automated drip irrigation, mechanised dairy, poultry or livestock farms, hydroponics, aeroponics, floriculture, and portable farm equipment.
Knowledgewise
Agri Business Loan: How to Choose the Right Financing Option
Running an agri business requires more than a good product and a strong market It requires cash flow at the right time A trader may need capital to procure commodities before prices move A processor may need funds to purchase raw material An agri-MSME may need money to expand infrastructure A farmer may need working capital before the next crop cycle This is where an agri business loan can...
Farmer Finance: A Complete Guide to Loans, Credit, and Financial Planning
Farming runs on cycles, but money doesn't always show up when needed Seeds and fertilisers need to be paid for at the start of the season; income only arrives at the end of it, and even then, prices aren't guaranteed This mismatch between when farmers spend and when they earn is one of the oldest problems in agriculture and also one of the most solvable, given the right financial tools We will...