Loan Against Property (Secured Loan)
- Loan against any property for business or personal needs.
- Tenure up to 15 years | Amount ₹5 lakh–₹5 crore.
Warehouse Receipt Finance
- Short-term working capital loan against agri stocks stored in warehouses.
- Loan up to ₹10 crore | LTV up to 75%.
Invoice Bill Discounting
- Convert sales invoices into immediate cash to maintain business cash flow.
- Tenure 12 months | Credit line up to 90 days | Amount up to ₹10 crore.
Farmer Financing
- Financing for agri inputs like seeds, fertilizers, and working capital for farmers/FPOs.
- Loan amount varies by crop | Quick, timely disbursement.
Solar Financing
- Loan for purchase and installation of solar power systems.
- Up to ₹7.5 lakh (60 months, unsecured) | Up to ₹25 lakh (84 months, secured).
Wish to apply for a loan with us, please fill in the few details and we will get back to you at the earliest:
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Who we serve
At Agriwise, our primary focus is to provide credit services to key stakeholders of the agricultural value chain.Our gamut of offerings includes:
B2B credit:
We provide financial assistance to MSMEs in the agriculture sector, such as Farmer Producer Organisations (FPOs), input distributors, retailers, agri infrastructure developers, farming equipment providers, etc.
B2B2C credit:
Through this channel, we support agriculturists who are engaged in contractual farming for food and beverage companies, in addition to those involved in onlending arrangements with other agricultural financiers.B2B2C credit:
Through this channel, we support agriculturists who are engaged in contractual farming for food and beverage companies, in addition to those involved in onlending arrangements with other agricultural financiers.
B2C credit:
To augment the livelihood of progressive farmers, we offer transparent credit to support future-forward projects, including greenhouse/polyhouse development, automated drip irrigation, mechanised dairy, poultry or livestock farms, hydroponics, aeroponics, floriculture, and portable farm equipment.
Knowledgewise
Types of Agricultural Loans in India: A Complete Guide for Farmers and Agri-Businesses
Access to timely finance has become one of the most important drivers of growth in Indian agriculture Whether it's purchasing quality seeds, investing in farm machinery, expanding storage infrastructure, or managing working capital after harvest, access to the right agricultural loan can significantly improve productivity and profitability This growing need for agricultural finance is...
Crop Loan vs Agri Business Loan: Understanding the Key Differences and Choosing the Right Finance
Institutional credit to India's agriculture sector has grown steadily over the years, reflecting the increasing need for timely and accessible finance across the agricultural value chain While crop loans remain essential for seasonal farming activities, financing requirements today extend far beyond cultivation, covering storage, processing, trade, exports and agri-enterprise growth Ask...
