Amit Goyal

Amit Goyal

Non-Executive Director

Amit Goyal is the Non-Executive Director and one of the founder members of Agriwise. He oversees the Administration and Operations at Agriwise. He is responsible for operational and tactical execution in the organization.

He brings with him an extensive experience in the rural lending, collateral and financing sector. He has partnered with leading banks like ICICI Bank in their rural lending foray and created an ecosystem of robust lending mechanisms resulting in a zero-default track record.

Knowledgewise

Crop Finance vs Agri Business Finance: Understanding the Difference
September 30, 2026

Crop Finance vs Agri Business Finance: Understanding the Difference

Agricultural finance is no longer limited to borrowing money before sowing and repaying it after harvest India’s farm economy now includes farmers, FPOs, traders, processors, input suppliers, warehouse operators and other agri-businesses, each with very different cash-flow cycles and capital requirements The scale of formal agricultural lending reflects this expansion Ground Level Credit...

Agri Finance Technology: How Data is Making Agricultural Lending Smarter
September 24, 2026

Agri Finance Technology: How Data is Making Agricultural Lending Smarter

What does a lender really need to know before financing an agricultural business Traditional answers might include income, collateral, credit history and financial statements But agriculture doesn't always fit neatly into those boxes A trader's financial position may depend on inventory An FPO may have seasonal cash flows A farmer's repayment capacity can be connected to crop cycles An...