Amith Agarwal

Amith Agarwal

Executive Director

Amith Agarwal is the whole-time Executive Director – and one of the founder members of Agriwise. An entrepreneur with the right blend of managerial and business acumen, Amith plays a key role in realizing Agriwise’s vision of integrated development of India’s rural ecosystem.

He is responsible for managing corporate tie-ups, legal and financial matters and business development activities at Agriwise. Under his stewardship, Agriwise has evolved into a market-leading brand, building trusted long-term partnerships and creating value amongst various stakeholders. He drives the human resource and leadership development responsibility in the company with a key focus on building a professional organization.

He is a sought after management professional in the areas of warehouse receipt and collateral finance and is known for creating unique channel partnerships in the rural finance business. He has established numerous successful relationships with leading financial institutions for their rural lending and financing business. Known for his flair and drive in driving relationships and deploying innovative ideas, he is driving the creation of a global mindset within the company. His dual experience of dealing with rural India and corporates alike is helping in bridging the information divide and modernizing the rural sector.

Amith has attended a Management Development Program (MDP) at Harvard Business School and holds an MBA from Mumbai University. He is a regular speaker at industry platforms like CII, FICCI, SEA, etc. where he explores emerging priorities in the agribusiness sector. An innovative thinker and visionary, Amith’s views are often published in leading Indian and international magazines.

Knowledgewise

Crop Finance vs Agri Business Finance: Understanding the Difference
September 30, 2026

Crop Finance vs Agri Business Finance: Understanding the Difference

Agricultural finance is no longer limited to borrowing money before sowing and repaying it after harvest India’s farm economy now includes farmers, FPOs, traders, processors, input suppliers, warehouse operators and other agri-businesses, each with very different cash-flow cycles and capital requirements The scale of formal agricultural lending reflects this expansion Ground Level Credit...

Agri Finance Technology: How Data is Making Agricultural Lending Smarter
September 24, 2026

Agri Finance Technology: How Data is Making Agricultural Lending Smarter

What does a lender really need to know before financing an agricultural business Traditional answers might include income, collateral, credit history and financial statements But agriculture doesn't always fit neatly into those boxes A trader's financial position may depend on inventory An FPO may have seasonal cash flows A farmer's repayment capacity can be connected to crop cycles An...