Mangala Prabhu
Mangala Radhakrishna Prabhu is an Independent Director. Experienced banking professional with 38 years of experience working at Union Bank of India (Nov 1976 – Apr 2015) across multiple roles spanning corporate credit, foreign exchange, HR and branch banking. Instrumental in formation of business restructuring process of verticalisation of entire credit portfolio of the bank along with The Boston Consulting Group (BCG).
Led the Large corporate credit portfolio as General Manager in Union Bank of India in Mumbai for 3 years. She has extensive experience in entire value chain of large value credit proposals.
Knowledgewise
The Future of Agri-Finance: How Digital Lending and Data Are Expanding Credit Access in Agriculture
Every cropping season begins with a crucial question for millions of farmers and agri-businesses across India: how will the next crop be financed From purchasing seeds and fertilisers to investing in equipment and managing post-harvest expenses, agriculture requires steady access to working capital Yet for many borrowers in rural economies, accessing timely, structured credit has historically...
Innovations and Emerging Trends in Agricultural Insurance in India (2025–26)
India’s agriculture sector, contributing nearly 18% to the national GDP and supporting over 45% of the country’s workforce, is increasingly navigating a landscape shaped by climate uncertainty, fluctuating prices, and rising input costs As erratic monsoons, heatwaves, and extreme weather events become more frequent, the question is no longer whether farmers need protection, but how that...






