Mangala Prabhu

Mangala Prabhu

Independent Director

Mangala Radhakrishna Prabhu is an Independent Director. Experienced banking professional with 38 years of experience working at Union Bank of India (Nov 1976 – Apr 2015) across multiple roles spanning corporate credit, foreign exchange, HR and branch banking. Instrumental in formation of business restructuring process of verticalisation of entire credit portfolio of the bank along with The Boston Consulting Group (BCG).

Led the Large corporate credit portfolio as General Manager in Union Bank of India in Mumbai for 3 years. She has extensive experience in entire value chain of large value credit proposals.

Knowledgewise

What are the best finance options for Indian farmers in 2025?
December 10, 2025

What are the best finance options for Indian farmers in 2025?

As Indian agriculture modernises, choosing the right finance options determines whether a farmer merely survives or grows In FY2024–25, institutional agricultural credit disbursements rose sharply, reaching around ₹287 lakh crore against the government target, reflecting stronger formal lending to the sector Against the prior year’s ₹2548 lakh crore disbursed in FY2023–24, this shows...

5 mistakes to avoid while checking your Loan Against Property eligibility
December 03, 2025

5 mistakes to avoid while checking your Loan Against Property eligibility

Taking a Loan Against Property (LAP) is one of the most cost-effective ways for farmers, agribusiness owners, MSMEs and SMEs to access large amounts of working capital But many applicants lose time, money, or approval chances because they stumble over basic checks when assessing a loan against property eligibility Below are 5 common mistakes and how to avoid them, so your application (and your...