Mangala Prabhu

Mangala Prabhu

Independent Director

Mangala Radhakrishna Prabhu is an Independent Director. Experienced banking professional with 38 years of experience working at Union Bank of India (Nov 1976 – Apr 2015) across multiple roles spanning corporate credit, foreign exchange, HR and branch banking. Instrumental in formation of business restructuring process of verticalisation of entire credit portfolio of the bank along with The Boston Consulting Group (BCG).

Led the Large corporate credit portfolio as General Manager in Union Bank of India in Mumbai for 3 years. She has extensive experience in entire value chain of large value credit proposals.

Knowledgewise

India’s Farmers Can’t Access Formal Credit: Agriwise Is Changing That
April 02, 2026

India’s Farmers Can’t Access Formal Credit: Agriwise Is Changing That

The monsoon arrives Seeds need to be bought Fertiliser needs to be sourced Labour needs to be paid And for millions of small and marginal farmers across India, the most consequential question of the season has nothing to do with weather It is: where will the money come from India's agriculture sector contributes nearly 18% to national GDP and supports over 40% of the workforce Yet only around...

Working Capital in Agri Trade to Keep the Market Moving
March 26, 2026

Working Capital in Agri Trade to Keep the Market Moving

A trader spots a good opportunity in the market Prices are favourable, supply is available, and demand looks steady On paper, everything makes sense But there’s a small problem The capital isn’t available right away And in agriculture, that’s often enough to miss the opportunity entirely Because, unlike many other sectors, agri trade moves quickly Prices shift, arrivals fluctuate,...