Mangala Prabhu

Mangala Prabhu

Independent Director

Mangala Radhakrishna Prabhu is an Independent Director. Experienced banking professional with 38 years of experience working at Union Bank of India (Nov 1976 – Apr 2015) across multiple roles spanning corporate credit, foreign exchange, HR and branch banking. Instrumental in formation of business restructuring process of verticalisation of entire credit portfolio of the bank along with The Boston Consulting Group (BCG).

Led the Large corporate credit portfolio as General Manager in Union Bank of India in Mumbai for 3 years. She has extensive experience in entire value chain of large value credit proposals.

Knowledgewise

The rise of sustainable agriculture finance in India!
October 09, 2025

The rise of sustainable agriculture finance in India!

Sustainable agriculture is no longer a niche aspiration — it’s becoming central to how India funds its food future As climate risks, soil degradation, and market shocks intensify, financiers, policymakers, and farmers are shifting capital toward practices that increase productivity while protecting ecosystems This transition is evident in the rise of green debt markets, the expansion of...

Collateral-free loan options for MSMEs in the Indian agri value chain
October 05, 2025

Collateral-free loan options for MSMEs in the Indian agri value chain

For MSMEs operating in the agricultural value chain—whether input suppliers, aggregators, processing units, cold storage operators, or rural logistics providers—access to credit without requiring collateral is a game changer Collateral requirements often act as a barrier for smaller agribusinesses that lack land title or real estate In 2025, a growing number of collateral-free loan schemes...