Mangala Prabhu

Mangala Prabhu

Independent Director

Mangala Radhakrishna Prabhu is an Independent Director. Experienced banking professional with 38 years of experience working at Union Bank of India (Nov 1976 – Apr 2015) across multiple roles spanning corporate credit, foreign exchange, HR and branch banking. Instrumental in formation of business restructuring process of verticalisation of entire credit portfolio of the bank along with The Boston Consulting Group (BCG).

Led the Large corporate credit portfolio as General Manager in Union Bank of India in Mumbai for 3 years. She has extensive experience in entire value chain of large value credit proposals.

Knowledgewise

Financing agritech startups in India: What farmers and MSMEs should know?
October 30, 2025

Financing agritech startups in India: What farmers and MSMEs should know?

Agritech startups are reshaping how Indian agriculture works — from digital marketplaces and precision farming tools to alternative credit models and supply-chain traceability For farmers and MSMEs looking to partner with or benefit from these new players, understanding how agrifinance works and where to find reliable agri-financial services is essential Why funding matters for agritech...

The role of NBFCs in shaping rural credit access
October 16, 2025

The role of NBFCs in shaping rural credit access

Access to reliable rural credit is vital for India’s agricultural productivity, rural livelihoods, and inclusive growth In areas where commercial banks are scarce, Non-Bank Financial Companies (NBFCs) are rapidly emerging as critical providers of credit, adapting their models to meet the unique challenges of remote and small-scale borrowers Why NBFCs matter for rural credit NBFCs offer...