Mangala Prabhu
Mangala Radhakrishna Prabhu is an Independent Director. Experienced banking professional with 38 years of experience working at Union Bank of India (Nov 1976 – Apr 2015) across multiple roles spanning corporate credit, foreign exchange, HR and branch banking. Instrumental in formation of business restructuring process of verticalisation of entire credit portfolio of the bank along with The Boston Consulting Group (BCG).
Led the Large corporate credit portfolio as General Manager in Union Bank of India in Mumbai for 3 years. She has extensive experience in entire value chain of large value credit proposals.
Knowledgewise
How farmers can do successful financial planning before cost spikes hit
In agriculture, uncertainty is the only certainty From unpredictable weather patterns to fluctuating input costs and volatile commodity prices, farmers worldwide face financial pressures every season In India, particularly, farmers are witnessing input costs rising faster than their income, a trend that puts profit margins under significant strain Effective financial planning can make the...
Why Traditional Farm Loans Fail and What Smart Farmers Are Choosing Instead
The money arrives late The paperwork never ends And just when the crop cycle demands flexibility, the farm loans refuse to bend This is the lived reality of many farmers with farm loans in India On paper, agricultural credit has ballooned In reality, many farmers still grapple with credit that is mis-timed, mis-priced, and misaligned with what modern agriculture actually...






