Upma Goel
Upma Goel is the Non-Executive, Independent Director of our Company. She brings over three decades of leadership experience across the BFSI sector, with deep expertise in corporate governance, capital markets, M&A’s, enterprise risk management, and regulatory compliance.
An Indian Institute of Corporate Affairs (IICA) -certified Independent Director, Upma serves on the boards of several leading financial services organizations, including Religare Finvest Limited, Care Health Insurance Limited, StarAgri, and Farmers Fortune (India) Private Limited, where she provides strategic guidance and robust oversight.
Upma previously served as Group Chief Financial Officer of Piramal Enterprises Limited, where she led financial governance, capital allocation, and regulatory reporting, and played a pivotal role in the organization’s restructuring and integration initiatives. Prior to this, she was the Chief Financial Officer and Key Managerial Personnel (KMP) at Ujjivan Small Finance Bank Limited, where she oversaw the bank’s IPO and its transition into a scheduled commercial bank. Earlier, she served as Group Deputy CFO at L&T Finance Holdings, contributing to strategic M&A and financial transformation initiatives.
A qualified Chartered Accountant, Upma holds a Bachelor of Commerce degree from the University of Delhi. She has received several industry accolades, including recognition as one of India’s most impactful CFOs.
Knowledgewise
Crop Loan vs Agri Business Loan: Understanding the Key Differences and Choosing the Right Finance
Institutional credit to India's agriculture sector has grown steadily over the years, reflecting the increasing need for timely and accessible finance across the agricultural value chain While crop loans remain essential for seasonal farming activities, financing requirements today extend far beyond cultivation, covering storage, processing, trade, exports and agri-enterprise growth Ask...
What is the Average Agriculture Loan Interest Rate in India?
Farming is a business that requires constant investment Whether it's purchasing seeds, fertilisers, farm equipment, irrigation systems, or meeting day-to-day operational expenses, access to timely credit plays a crucial role in agricultural success “Agriculture loan interest rates in India typically range from 700% to 1600% per annum, depending on the lender, loan amount, and the specific...





