Upma Goel

Upma Goel

Independent Director

Upma Goel is the Non-Executive, Independent Director of our Company. She brings over three decades of leadership experience across the BFSI sector, with deep expertise in corporate governance, capital markets, M&A’s, enterprise risk management, and regulatory compliance.

An Indian Institute of Corporate Affairs (IICA) -certified Independent Director, Upma serves on the boards of several leading financial services organizations, including Religare Finvest Limited, Care Health Insurance Limited, StarAgri, and Farmers Fortune (India) Private Limited, where she provides strategic guidance and robust oversight.

Upma previously served as Group Chief Financial Officer of Piramal Enterprises Limited, where she led financial governance, capital allocation, and regulatory reporting, and played a pivotal role in the organization’s restructuring and integration initiatives. Prior to this, she was the Chief Financial Officer and Key Managerial Personnel (KMP) at Ujjivan Small Finance Bank Limited, where she oversaw the bank’s IPO and its transition into a scheduled commercial bank. Earlier, she served as Group Deputy CFO at L&T Finance Holdings, contributing to strategic M&A and financial transformation initiatives.

A qualified Chartered Accountant, Upma holds a Bachelor of Commerce degree from the University of Delhi. She has received several industry accolades, including recognition as one of India’s most impactful CFOs.

Knowledgewise

Financing the Future of Farming: How Tech is Unlocking Rural Finance
April 30, 2026

Financing the Future of Farming: How Tech is Unlocking Rural Finance

Access to timely and adequate credit has long been one of the biggest challenges in Indian agriculture Despite contributing significantly to the economy and employing over 45% of the workforce, farmers and agri-entrepreneurs continue to face hurdles in accessing formal rural finance According to the Reserve Bank of India, the agriculture credit target for the financial year 2025-26 has been...

The Rise of Embedded Finance in Agriculture: Credit at the Point of Need
April 23, 2026

The Rise of Embedded Finance in Agriculture: Credit at the Point of Need

Imagine if farmers didn’t have to search for loans What if credit simply appeared, right when they needed it most That’s exactly what embedded finance in agriculture is beginning to do Traditionally, agricultural credit has been slow, paperwork-heavy, and disconnected from real transactions But agriculture doesn’t work in isolation Every stage, from buying inputs to storing produce to...