Upma Goel

Upma Goel

Independent Director

Upma Goel is the Non-Executive, Independent Director of our Company. She brings over three decades of leadership experience across the BFSI sector, with deep expertise in corporate governance, capital markets, M&A’s, enterprise risk management, and regulatory compliance.

An Indian Institute of Corporate Affairs (IICA) -certified Independent Director, Upma serves on the boards of several leading financial services organizations, including Religare Finvest Limited, Care Health Insurance Limited, StarAgri, and Farmers Fortune (India) Private Limited, where she provides strategic guidance and robust oversight.

Upma previously served as Group Chief Financial Officer of Piramal Enterprises Limited, where she led financial governance, capital allocation, and regulatory reporting, and played a pivotal role in the organization’s restructuring and integration initiatives. Prior to this, she was the Chief Financial Officer and Key Managerial Personnel (KMP) at Ujjivan Small Finance Bank Limited, where she oversaw the bank’s IPO and its transition into a scheduled commercial bank. Earlier, she served as Group Deputy CFO at L&T Finance Holdings, contributing to strategic M&A and financial transformation initiatives.

A qualified Chartered Accountant, Upma holds a Bachelor of Commerce degree from the University of Delhi. She has received several industry accolades, including recognition as one of India’s most impactful CFOs.

Knowledgewise

The Changing Face of Agricultural Credit in India: Beyond Traditional Loans
May 21, 2026

The Changing Face of Agricultural Credit in India: Beyond Traditional Loans

For decades, agricultural credit in India was largely associated with seasonal crop & traditional loans Farmers borrowed before sowing, repaid after harvest, and repeated the cycle every year While that system still plays an important role, India’s agricultural economy has changed dramatically over the last few years Agriculture today is no longer limited to cultivation alone It now...

Can Alternative Data Become the Future of Agricultural Lending?
May 14, 2026

Can Alternative Data Become the Future of Agricultural Lending?

Agriculture has changed significantly over the last decade, but agricultural lending systems are still evolving to match the pace of transformation Traditional lending models have largely depended on lengthy paperwork, manual verification, and collateral-heavy processes While these systems have worked for years, they often struggle to meet the speed and flexibility required in today’s...