Upma Goel

Upma Goel

Independent Director

Upma Goel is the Non-Executive, Independent Director of our Company. She brings over three decades of leadership experience across the BFSI sector, with deep expertise in corporate governance, capital markets, M&A’s, enterprise risk management, and regulatory compliance.

An Indian Institute of Corporate Affairs (IICA) -certified Independent Director, Upma serves on the boards of several leading financial services organizations, including Religare Finvest Limited, Care Health Insurance Limited, StarAgri, and Farmers Fortune (India) Private Limited, where she provides strategic guidance and robust oversight.

Upma previously served as Group Chief Financial Officer of Piramal Enterprises Limited, where she led financial governance, capital allocation, and regulatory reporting, and played a pivotal role in the organization’s restructuring and integration initiatives. Prior to this, she was the Chief Financial Officer and Key Managerial Personnel (KMP) at Ujjivan Small Finance Bank Limited, where she oversaw the bank’s IPO and its transition into a scheduled commercial bank. Earlier, she served as Group Deputy CFO at L&T Finance Holdings, contributing to strategic M&A and financial transformation initiatives.

A qualified Chartered Accountant, Upma holds a Bachelor of Commerce degree from the University of Delhi. She has received several industry accolades, including recognition as one of India’s most impactful CFOs.

Knowledgewise

Post-Harvest Finance: What Happens After the Crop Leaves the Farm?
October 08, 2026

Post-Harvest Finance: What Happens After the Crop Leaves the Farm?

The journey for a farmer never ends at harvesting the crops Instead, once the crop is harvested, another question arises: How to manage money while the crop is still in storage Usually, a farmer wants to wait for a better market price instead of selling immediately Similarly, a trader may need working capital to purchase the next lot of commodities A processor may need funds to maintain...

Crop Finance vs Agri Business Finance: Understanding the Difference
September 30, 2026

Crop Finance vs Agri Business Finance: Understanding the Difference

Agricultural finance is no longer limited to borrowing money before sowing and repaying it after harvest India’s farm economy now includes farmers, FPOs, traders, processors, input suppliers, warehouse operators and other agri-businesses, each with very different cash-flow cycles and capital requirements The scale of formal agricultural lending reflects this expansion Ground Level Credit...