Upma Goel

Upma Goel

Independent Director

Upma Goel is the Non-Executive, Independent Director of our Company. She brings over three decades of leadership experience across the BFSI sector, with deep expertise in corporate governance, capital markets, M&A’s, enterprise risk management, and regulatory compliance.

An Indian Institute of Corporate Affairs (IICA) -certified Independent Director, Upma serves on the boards of several leading financial services organizations, including Religare Finvest Limited, Care Health Insurance Limited, StarAgri, and Farmers Fortune (India) Private Limited, where she provides strategic guidance and robust oversight.

Upma previously served as Group Chief Financial Officer of Piramal Enterprises Limited, where she led financial governance, capital allocation, and regulatory reporting, and played a pivotal role in the organization’s restructuring and integration initiatives. Prior to this, she was the Chief Financial Officer and Key Managerial Personnel (KMP) at Ujjivan Small Finance Bank Limited, where she oversaw the bank’s IPO and its transition into a scheduled commercial bank. Earlier, she served as Group Deputy CFO at L&T Finance Holdings, contributing to strategic M&A and financial transformation initiatives.

A qualified Chartered Accountant, Upma holds a Bachelor of Commerce degree from the University of Delhi. She has received several industry accolades, including recognition as one of India’s most impactful CFOs.

Knowledgewise

Loan Against Property vs Business Loan: Which is Better for MSMEs in 2026?
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Loan Against Property vs Business Loan: Which is Better for MSMEs in 2026?

If you run a small or mid-sized business in India, chances are you've faced this question at some point: do I mortgage my property to raise capital, or do I go for a straightforward business loan It sounds simple, but the answer can have a significant impact on your cash flow, your balance sheet, and your business trajectory for years Let's cut through the noise and break it down clearly,...

Can AI Predict Farmer Creditworthiness Better Than Traditional Banking?
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Can AI Predict Farmer Creditworthiness Better Than Traditional Banking?

For decades, agricultural lending has followed a familiar pattern A farmer applies for credit Documents are checked Land records are reviewed Repayment history is assessed Local verification happens Then comes the lending decision But agriculture has always been difficult to evaluate through traditional banking systems Why Because farming does not behave like a predictable monthly-income...